Severe winter weather, including blizzards and freezing rain, causes significant property damage to homes and commercial properties throughout much of the United States, even as far South as Texas. It is not uncommon for disputes to arise between insurance carriers and their policyholders concerning what an insurance policy covers and what is excluded.
While you should always review your insurance policy to determine your specific coverage, some of the below areas of damages are often covered by residential or commercial property insurance policies:
Winter weather can lead to costly property damage, but your insurance company should be ready and able to accept your claim if it’s covered by your policy. Unfortunately, insurers often take their time reimbursing policyholders and sometimes even outright refuse to pay on perfectly valid claims. If you have found yourself in a dispute with your insurer, the Dallas insurance bad faith attorneys of Smith Kendall, PLLC, may be able to help you.
At Smith Kendall, PLLC, we have worked with insureds in Texas, Oklahoma, Arkansas, and Colorado who have experienced ice and/or snow damage to their property. Coverage for these types of losses varies significantly from policy to policy. It is important you understand the coverage afforded by your homeowners or commercial policy. If your claim has been delayed, underpaid or denied, we will aggressively pursue your contractual rights until you receive what you are owed under the insurance policy.
If your property has been damaged as a result of ice or snow and you believe your insurance company has not lived up to its obligations under the policy, please contact the Dallas snow and ice damage insurance claim lawyers at Smith Kendall, PLLC at (214) 361-6124 to discuss your case.