Many homes and commercial properties in Texas are built on top of expansive clay soils that can expand (heave) or contract (settle) relative to the moisture content in the soils underneath a home or business. Many insurance policies still provide at least partial coverage for foundation damage caused by plumbing leaks. Foundation movement will generally result in visible signs of damage, not only to the foundation but to the structure as well (e.g., floors, bricks, walls, ceilings, etc.).
Upon filing a claim for foundation damage, your carrier will generally hire a plumbing company to inspect the plumbing system to determine whether there is a drain or supply line leak in the plumbing system. If a leak is detected, the plumbing company should attempt to determine the location of the leak or leaks. When a leak is present, the insurance company will usually next hire a professional engineer to give an opinion as to whether the identified leak(s) caused the foundation to move, thereby resulting in damage to the insured’s property. If the engineer concludes that the plumbing leak did not damage the property but that some other cause is responsible for the reported damages—such as trees, negative drainage, seasonal moisture variations, etc.—the insured’s claim will likely be denied and no payment will be made.
Since 2000, the Dallas foundation damage insurance claim attorneys of Smith Kendall, PLLC, have represented many homeowners with denied or underpaid foundation claims. If you have made a foundation claim with your insurance company that was unfairly delayed, denied, or underpaid, we can help you fight back against the insurance company and its long-time engineers.
The foundation claim attorneys at Smith Kendall, PLLC, have helped insureds with foundation claims since 2000 get what they are owed under their insurance policies. If you have made a foundation claim with your insurance company that you believe was unfairly delayed, denied or underpaid, we can help you fight back.
We work on a contingency fee basis on our clients’ foundation claims. That means you don’t owe us anything unless we obtain insurance proceeds on your behalf from the insurance company. If your property has experienced foundation damage potentially due to a plumbing leak and your insurance company is not treating you fairly, please contact the plumbing leak and foundation insurance claim lawyers at Smith Kendall, PLLC at (214) 361-6124 to discuss your case.