Disasters come in many forms and there is a type of insurance for just about each of them. With the comprehensive variety of insurance coverage that is available, there are numerous kinds of claimable losses that may arise. However, making an insurance claim can be a complicated ordeal; alongside a wide range of insurable losses comes a vast assortment of densely written insurance policies. Insurance policies are typically difficult to read and people are often unsure of exactly what kind of coverage they have. long term
If you are disputing a claim with your insurance company, an attorney from Smith Kendall, PLLC, may be able to help you understand exactly which coverages are included in your policy.
Insurance exists to reduce the burden on a covered individual after a disaster or accident. Common insurance claims include those for:
Dealing with a loss that is covered by your insurance should be a simple exchange. You’ve faithfully paid your premiums month after month, so you expect that when you make an insurance claim, you’ll get the coverage you expected. Sadly, this is not always how insurance works. Insurance companies are, first and foremost, businesses, and businesses exist to make money. Insurers often underpay or delay payments for as long as possible, making the process tiresome. This is why claims that seem simple at the outset sometimes end up being surprisingly difficult to settle with insurers.
Understanding the numerous types of losses that an insurance policy covers can be confusing, but the Dallas insurance bad faith attorneys of Smith Kendall, PLLC can help you through the process of making a claim. Our lawyers believe that if you’ve sustained a loss that is protected by your insurance company, you should be able to receive a fair and adequate settlement for that loss. Call us at (214) 361-6124 if it seems as though your insurer is making it overly difficult to get the compensation you need to get your life back in order.