After a residential or commercial property roof loss, many insureds hire a roofing company or general contractor directly to assist in estimating the covered damages—whether due to fire, water, hail, or wind. The work of these contractors is often critical in making sure that the residential or commercial property owner (who may lack the necessary construction expertise) receives full payment for the damages to the insured’s home or commercial building.
However, sometimes despite a roofer or contractor’s best efforts to accurately document and estimate the insured’s damages, the insured’s insurance company either underpays or denies the roof claim. When this happens, the insured must often decide to either pay out of its own pocket the necessary repair costs corresponding with the damaged property (in some cases to protect the property from further damage), or if this is not economically feasible, do nothing at all, or otherwise take shortcuts in the repair process which fail to fully address the covered property damages.
The property insurance attorneys at Smith Kendall, PLLC, have represented hundreds of residential and commercial property owners who have been unable despite their good-faith efforts—and the best efforts of the retained roofing companies and contractors—to obtain the insurance proceeds owed to them under their insurance policy.
If you are a roofer or general contractor and an insured’s residential or commercial property claim has been underpaid or wrongly denied, please call the property insurance attorneys at Smith Kendall, PLLC, at (214) 361-6124 to learn about what your legal options may be.