Plumbing leaks can lead to disastrous losses if not discovered immediately, resulting in damage to your entire home or commercial property as well as the contents inside. If your home has sustained water damage, it is important that you understand your insurance policy’s coverage when making a claim for water damage due to a plumbing leak.
Insurance companies are business, so it is in their interest to try to pay as little as possible on your claim. If you feel as though your insurer is treating you unfairly after you made a water damage claim, contact the Dallas plumbing leak insurance bad faith lawyers of Smith Kendall, PLLC. Using our experience fighting against insurance bad faith practices, we may be able to help you get the coverage you are owed.
Leaks to a plumbing system may be due to any number of reasons, ranging from:
• Freezing temperatures
• Faulty workmanship
• Clogged pipes
• Rust or corrosion
• Cracks in piping
• Leaky pipe joints
• Unregulated water pressure
While there are numerous other reasons a plumbing leak may arise, the fact remains that if you find a leak in your home, you will very likely have to deal with your insurance company.
If you’ve experienced a leak that has caused significant damage to your property, you must notify your insurance company quickly. The source of the plumbing leak must be identified and the water stopped as soon as possible. Next, the water extraction and drying process should begin at the earliest opportunity. Generally speaking, the insured or insurance company will retain the services of a qualified water extraction or remediation company to assist with the water clean-up and drying process.
For large water losses in both residential and commercial claims, there is often a significant disparity between what the insurance company recommends—on the advice of their paid experts—to address the structure and contents affected by the water leak and what a qualified water damage expert without financial ties to the carrier recommends. Did the insurance company conduct appropriate testing? Has the adjuster check for potential hidden water damage in the walls? Have delays in treating the affected property after the water loss caused the damages to be worse than they otherwise would have been? Does your policy cover long-term hidden leaks? What about mold coverage? These are just some of the questions which may arise during the course of a plumbing leak loss. Be prepared and know your rights under your insurance policy.
The plumbing leak and water damage attorneys at Smith Kendall, PLLC, have helped residential and commercial property owners whose plumbing leak and water damage claims have been delayed, underpaid, or denied. We understand the coverage provided under your insurance policy and have more than 15 years of experience fighting large residential and commercial carriers who refuse to pay the full amount of what they owe their policyholders. If you have a hot water heater leak, HVAC leak, bathroom or commode leak, foundation damage, bursting frozen pipes, pressure leaks, or any other type of plumbing leak, Smith Kendall, PLLC, can help you fight back against your insurance company if it fails to live up to its obligations under your insurance policy.
If your property has suffered water damage due a plumbing leak and your insurance company is not treating you fairly, please contact the Dallas plumbing leak insurance claim lawyers at Smith Kendall, PLLC. Call (214) 361-6124 to discuss your case today.