Public Adjusters

Public adjusters represent the insured or policyholder in connection with first party property insurance claims. A public adjuster must be licensed by the relevant state in which the P.A. operates and is generally required to follow specific guidelines established by the applicable State Department of Insurance, including typically the amount the public adjuster can charge its client.

The terms used to describe insurance adjusters who work on behalf of insurance companies and those who work solely for the insured are similar, which can be confusing to the layperson at times. A staff or independent adjuster is an adjuster who is assigned by the insurance carrier to adjust the insured’s claim, while a public adjuster is hired directly by the insured and works solely for the policyholder.

A public adjuster protects the interests of the policyholder by assisting with the preparation and presentation of the insurance claim, including thorough documentation of the property damages as well as utilizing qualified experts when necessary. Competent public adjusters understand the claims process and are able to effectively guide the insured through the successful adjustment of his or her claim. A public adjuster’s knowledge and expertise can be an extremely valuable asset to an insured who must not only deal with the extreme stress that generally arises from a first party property loss but also make sure that their rights under the policy of insurance have been honored.

The first-party property insurance attorneys at Smith Kendall, PLLC, have represented hundreds of residential and commercial property owners whose claims have been wrongly denied or underpaid. If you are a public adjuster who has been unable to obtain the fair policy benefits for your client insured, the attorneys at Smith Kendall, PLLC, may be able to help the insured recover what they are owed under their insurance policy. Call us at (214) 361-6124 to speak with an attorney.

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Office Location

Smith Kendall, PLLC

5910 North Central Expressway #925
Dallas, TX 75206

Phone: (214) 361-6124
Fax: (214) 361-6126

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