How Denying Life Insurance Harms Families
Many people choose to take out life insurance policies in order to plan and provide for their family in the event of a premature death. Life insurance is a security that provides peace of mind that families will have financial support after an unexpected passing. For many families, life insurance money is necessary to keep them afloat after a loved one deceases. Unfortunately, life insurance companies will sometimes deny and delay claims for a variety of reasons and technicalities, leaving families without the funds they need. These denials and delays harm families in a number of ways. Some issues these denials can cause include:
- Financial strife: People with life insurance policies acquire them to provide for their families financially after they pass away. Many families rely on the income of a certain family member, and their passing can cripple families financially when they are not given the money they deserve from insurance companies. Families may lose their homes, go into bankruptcy, and endure a host of other financial struggles because of having their life insurance claims denied or delayed.
- Painful battles with insurance companies: After a loved one dies, the last thing families need is to undergo painful and lengthy battles with their insurance companies to get their rightful insurance money. Painful details about their loved one, their past, and their death may come up in the midst of a family trying to grieve.
- Violation of the plans and wishes of a recently lost loved one: Losing a loved one is difficult. Knowing that an insurance company is violating their plans for your family and wishes regarding your care worsens an already impossible situation. No one should have to endure the pain of knowing their loved one’s wishes will not be carried out over some technicality employed by an insurance company, especially paired with the financial difficulties that come with such denials of claims.
If you have recently lost a loved one and the life insurance company is refusing to pay you what you deserve, there is legal help to repair your situation. Smith Kendall, PLLC is dedicated to providing compassionate and effective care to all of our clients. No family should have to endure the injustice of fighting their insurance company for what is rightfully theirs after a loved one passes. Our qualified attorneys will do everything possible to bring these parties to justice. If you have any questions or want to set up an appointment with one of our Dallas life insurance claim attorneys, please contact us at (214) 361-6124 today.