An insurance agent’s duty to customers varies from state to state. In Texas for example, an insurance agent has a duty to obtain the specific insurance coverage requested by a client. If the agent is unable to procure the requested coverage, they must inform the prospective client of their inability to do so. Texas also imposes certain duties on the insured with respect to a review of the insurance policy’s contents. If your insurance agent is negligent in obtaining insurance coverage and it results in you not receiving coverage you were expecting and depending on, you may have a valid claim under the insurance agent’s Errors and Omissions (E&O) liability insurance policy.
Agent negligence claims very often take the form of a He-Said-She-Said dispute. If you have suffered loss or damage due to what you believe occurred as a result of your agent’s negligence, a Dallas insurance agent negligence attorney from Smith Kendall, PLLC, may be able to help. In an agent negligence claim or lawsuit, it is imperative that your attorney be experienced enough to identify inconsistencies in the agent’s story and challenge the defense’s theory of the case.
If you have made a claim with your insurance agent for damages due to the agent’s negligence and are not being treated fairly, please call the Dallas insurance agent negligence attorneys of Smith Kendall, PLLC at (214) 361-6124 to discuss your case. We do not charge for an initial consultation and the majority of our insurance clients are taken on contingency. This means you don’t owe us anything unless we recover money from the insurance company through settlement or litigation.