After an accident or injury, have you discovered that your insurance policy does not offer the coverage you were expecting? You may be able to hold the agent who sold it to you and the entire insurance agency accountable for acting negligently. To regain compensation, though, you will need to work with the dedicated Dallas insurance dispute lawyers at Smith Kendall, PLLC.
An insurance agent’s duty to customers varies from state to state. In Texas for example, an insurance agent has a duty to obtain the specific insurance coverage requested by a client. If the agent is unable to procure the requested coverage, they must inform the prospective client of their inability to do so. Texas also imposes certain duties on the insured with respect to a review of the insurance policy’s contents. If your insurance agent is negligent in obtaining insurance coverage and it results in you not receiving coverage you were expecting and depending on, you may have a valid claim under the insurance agent’s Errors and Omissions (E&O) liability insurance policy.
Proving this, however, can be difficult. Agent negligence claims very often take the form of a He-Said-She-Said dispute. If you have suffered loss or damage due to what you believe occurred as a result of your agent’s negligence, a Dallas insurance agent negligence attorney from Smith Kendall, PLLC, may be able to help. In an agent negligence claim or lawsuit, it is imperative that your attorney be experienced enough to identify inconsistencies in the agent’s story and challenge the defense’s theory of the case. Contact us at (214) 361-6124 so we can review your case today.
Proving negligence isn’t easy in any context. You will need to prove that your insurance agent owed you a duty of care to provide you with an insurance policy that met your needs, that they violated that standard of care by failing to provide you with an adequate policy, and that that violation has now caused you significant harm. Gathering the evidence and making the necessary legal arguments to prove all of these aspects will be much easier with the help of an experienced lawyer.
Beyond that, insurance agencies often have the money and the legal assistance to overcome most negligence claims. That is because negligence claims are often hard to prove. When your insurance agency has aggressive lawyers and you do not, it can make your claim very difficult to win.
To overcome your insurance agency, you will need to work with an experienced lawyer that knows how to pursue your claim. Your lawyer will be able to understand all the complexity within your insurance contract. They also know the laws thoroughly and what the law expects of insurance agencies. Your lawyer will be able to pursue your claim in the most effective way, seeking out all the necessary proof to force the insurance company to cover all the expenses related to your injuries or medical needs.
At Smith Kendall, PLLC, the only kind of insurance case we take on is one where we can take the side of a policyholder against an insurance agency that is mistreating them. This is because our passion is helping individuals fight back against greedy companies who try to take advantage of them. Over the past 15 years, we have helped innumerable Dallas residents fight their insurance company against all manner of injustices. Our firm’s success is based upon our ability to get the right results for our clients. We are able to do this because we have intentionally kept our firm small, allowing us to dedicate significant time and personalized attention to every case we take on.
If you do not have the insurance coverage you think you do, you could be exposing yourself to significant financial and health risks. It is, therefore, absolutely imperative that you let Smith Kendall, PLLC help you hold the agent responsible for misrepresenting your insurance coverage accountable.
Insurance agent negligence can occur in many ways. If any of the following happened before, during, or after you signed up for a policy, we can help you pursue a claim against the agency responsible:
Insurance issues are not limited to this list. If you find out your insurance coverage does not match the insurance policy you thought you agreed to, you should speak to a lawyer right away.
Pursuing a claim against an insurance agent can protect you against any medical costs you should not have to pay while also holding the individual and their agency accountable for their negligence. However, while proving any of the above examples of negligence is possible, it will require help. Contact Smith Kendall, PLLC to discuss the nature of your insurance agent negligence case and to find out how we can help.
If you have made a claim with your insurance agent for damages due to the agent’s negligence and are not being treated fairly, please call the Dallas insurance agent negligence attorneys of Smith Kendall, PLLC at (214) 361-6124 to discuss your case. We do not charge for an initial consultation and the majority of our insurance clients are taken on contingency. This means you don’t owe us anything unless we recover money from the insurance company through settlement or litigation.