Coverage for fires is one of the most important features of home insurance policies as fires often inflict extreme and expensive damage to houses. In addition, they are one of the most common types of hazards facing homeowners, with U.S. fire departments responding to 369,500 house fires in 2010 alone. House fires can be caused by any number of things, but the most frequent causes of house fires are cooking related, according to the National Fire Protection Agency. However, nearly a quarter of fire related fatalities occur in the bedroom, which may be caused by electrical and lighting defects or smoking.
If your home has been damaged by a fire and your insurance company has not provided you with appropriate payment on your insurance claim, a Dallas insurance attorney of Smith Kendall, PLLC, may be able to help you hold your insurance company accountable and get you the coverage you need. Contact our offices today at 214-361-6124.