What constitutes a bad faith insurance claim?

Under U.S. law, insurance companies must respond to their clients in a timely manner and follow through with the agreed terms and conditions. However, they may try to maximize profits by cutting corners with their customers.

An insurance company is considered to be operating in “bad faith” if they offer to pay less than the agreed amount. They may also be held accountable if they refuse pay in a timely manner or fail to properly follow the claims process. They are also operating in bad faith if your insurance company refuses outright to pay for something covered in the insurance plan.

If you or a loved one has experienced treatment like this from your insurance company, you may have a bad faith insurance claim case. Please call our experienced lawyers from Smith Kendall, PLLC., at (888) 675-3522 to discuss your circumstances.