What Does Renters’ Insurance Cover?

If you are renting a home or apartment, there may still be a need for insurance. While homeowners have a need to cover the costs of potential damage to the structure of their home, such as roof leaks, broken windows, fire damage, and more, renters do not need to worry about these things because they do not own the home, and damage like that should be covered by the actual owner’s insurance. The landlord’s insurance does not, however, cover the renters’ personal property or certain accidents that occur on the property they are renting. With renters’ insurance, renters may be able to secure coverage for these incidents.

If you have renters’ insurance and an incident has occurred that should be covered but your claim has been denied or underpaid, you may need the help of a qualified attorney. The Dallas insurance attorneys of Smith Kendall, PLLC, have years of experience helping renters get the payment they are due when their insurance company fails to stand by their commitment. To speak with an attorney about your options, contact our offices today at 214-361-6124.

Situations Covered By Renters’ Insurance

Renters’ insurance does not need to cover the actual building, because that property does not belong to the policyholder. However, it can cover the following:

  • Losses incurred by theft or robbery
  • Property that is damaged or lost in a fire
  • Medical expenses for those who are injured on the property
  • Temporary living expenses if the apartment or home is being repaired

If your renters’ insurance company has denied your claim, do not hesitate to contact an experienced attorney.

Contact Us

The Dallas insurance attorneys of Smith Kendall, PLLC, are dedicated to helping those who have unfairly had their claims denied to obtain the benefit payments they are owed. If your property was damaged at your rental home or apartment, or someone was injured and your insurer has refused to cover the damage, contact us by calling 214-361-6124 today.

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Office Location

Smith Kendall, PLLC

5910 North Central Expressway #925
Dallas, TX 75206

Phone: (214) 361-6124
Fax: (214) 361-6126

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