Sources of Water Damage

Water damage to your home can quickly add up in the form of expensive repairs, making it important for your insurance company to provide the coverage which you have paid for and need. Typically, all homeowner insurance policies provide for coverage of varying types of water damage. It’s important to know what kinds of water damage your insurance covers and which ones your insurance company does not cover. However, if the damage is outlined in your policy, your insurance company has a responsibility to help you pay for that damage should the need arise.

If your home has sustained water damage and your insurance company has underpaid or denied your claim, you should speak with an experienced homeowners’ insurance attorney about your rights. Our Dallas insurance attorneys of Smith Kendall, PLLC, are knowledgeable and experienced attorneys who can help you determine whether legal action is necessary to get the payment you are seeking. Contact us today at 214-361-6124.

Sources of Water Damage

There are many different sources of water damage, and whether or not your insurance company will help pay for the damage often depends on the source. The following is a brief list of the ways water can cause damage:

  • Overflowing laundry machines or dishwashers
  • Frozen pipes bursting
  • Sewer backing up
  • Water leak from backyard pool
  • Ground water seeping into a basement
  • Roof leaks during rainstorms
  • Nearby overflowing of a lake or other body of water

While some of these scenarios will be covered by your insurance company, many of them may be denied on the basis that they are considered flooding (i.e. the overflowing lake), which requires separate insurance. However, if you believe you have been unfairly denied, contact a skilled lawyer today.

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Water damage can be very expensive, and the need to repair the damage is often urgent. If your insurance company has failed to cover water damage as outlined in your policy, then you may need to take legal action to get the payment you want. Contact a Dallas insurance lawyer of Smith Kendall, PLLC, today at 214-361-6124 to speak with a knowledgeable attorney about how we can help.

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Smith Kendall, PLLC

5910 North Central Expressway #925
Dallas, TX 75206

Phone: (214) 361-6124
Fax: (214) 361-6126

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