Homeowners’ Insurance During Vacation

Most homeowners’ insurance policies include coverage for personal possessions within one’s home in the event that they are stolen or damaged in a disaster. However, it can be less straightforward when one is on vacation. Homeowners’ insurance covers valuable possessions brought along on vacation under certain circumstances. If you leave on vacation and your possessions are stolen or damaged unexpectedly, those items may be covered by your insurance policy.

The Dallas insurance attorneys of Smith Kendall, PLLC, are committed to helping clients to seek compensation from an insurer that refuses to pay or underpays a legitimate claim. For more information about your legal rights and options if you have experienced property loss while on vacation, contact us at 214-361-6124.

Types of Items Covered by Homeowners Insurance

When you travel on vacation, there may be a number of valuable items that you wish to take along with you. The following are some common items that go missing or are damaged that may be covered by your insurance policy:

  • Jewelry
  • Expensive luggage
  • Valuable clothing
  • Purses
  • Laptop computers and other electronic equipment

Insurance generally does not cover lost items, with the exception of items lost by an airline.

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As an individual who holds a homeowners’ insurance policy, you should be able to rely on your insurance company to uphold their contractual obligation to you. When they have failed to do so, we may be of assistance. Contact the Dallas insurance attorneys of Smith Kendall, PLLC, by calling at 214-361-6124 today.

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Smith Kendall, PLLC

5910 North Central Expressway #925
Dallas, TX 75206

Phone: (214) 361-6124
Fax: (214) 361-6126

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