Familiarizing Yourself with Your Homeowner’s Insurance

If you own a home, it is a good idea to be familiar with how much your insurance policy really covers. Many people are unaware of the things their insurance policy is supposed to cover, while also assuming many things are covered which, in reality, are not. Knowing the limits and reach of your insurance policy will help you protect yourself against bad faith practices by your provider if something happens to your home or property.

If your home or personal property was damaged, but your insurance company has failed to provide you with the payment you are due, a skilled Dallas insurance attorney from the firm of Smith Kendall, PLLC, may be able to help. Contact our offices today at 214-361-6124 for more information on your rights and legal options.

Home Insurance Coverage

Homeowner’s insurance varies from policy to policy, but there are a few points of coverage that are commonly the cause of some confusion. If you have a basic insurance policy, you may be surprised to learn that some of the following coverage must be purchased separately:

  • Tornado damage
  • Flood damage
  • Earthquake damage
  • Hurricane damage

In addition, there are many items on homeowner’s insurance which are covered that you may not know about. Some homeowner’s insurance offers coverage that includes:

  • Lawsuits against you for dog bites
  • Lawsuits against you for accidents outside of the home
  • Personal property of a son or daughter living away from home in a dorm

It is important to be aware of whether or not these things are covered on your homeowner’s insurance policy in case disaster strikes.

Contact Us

If your home insurance company has underpaid or denied a legitimate claim, our Dallas insurance attorneys of Smith Kendall, PLLC, may be able to help you seek the money you need. To speak with an attorney today, contact us at 214-361-6124.

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Smith Kendall, PLLC

5910 North Central Expressway #925
Dallas, TX 75206
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Phone: (214) 361-6124
Fax: (214) 361-6126

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