Condominium Insurance and Bad Faith

Insurance for condominiums differ in some ways from regular home insurance. While condo owners are responsible for insuring their own personal property within the building, they are not solely responsible for other areas of the building that are shared with other residents. Typically, each member of the building will contribute to a condo association, which purchases insurance for the common areas. If your personal space in the building is damaged or the common areas are damaged, the insurance companies should respond in good faith and supply you with the necessary financial assistance to make repairs according to the terms of the policy.

If you own a condo that was damaged due to weather or other circumstances and your insurance company is failing to uphold your policy, you may need an experienced Dallas insurance attorney from Smith Kendall, PLLC, to help you hold your insurance company accountable. To speak with an attorney today, contact us at 214-361-6124.

Condominium Damage

Condominiums can be damaged by a number of disasters. Some of the common types of damage that insurance claims are filed for include:

  • Flood Damage
  • Wind Damage
  • Water Leak Damage
  • Fire Damage
  • Theft of property

Depending on where the damage occurs, it could be the condominium association’s insurance policy or your own personal policy which should cover the cost of replacement and repairs. Regardless of which policy it is, the insurance company should always fulfill their duties according to the policy.

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When insurance companies attempt to underpay or deny legitimate claims, it may take the legal knowledge and skill of an insurance attorney to challenge their unfair practices. If your condominium was damaged and your insurance company has acted in bad faith, contact the Dallas insurance lawyers of Smith Kendall, PLLC, today at 214-361-6124.

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5910 North Central Expressway #925
Dallas, TX 75206
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