For most people, their home is their most valuable asset. If your home sustains significant damage due to a covered loss under your homeowners insurance policy, it is essential that the insurance company fully pay all of the covered damages in a timely manner.
When a homeowner files an insurance claim with his or her agent or insurance company, the carrier generally assigns an adjuster to assist with the handing of the insurance claim. Sometimes, these adjusters are employed by the insurance company, while other times the assigned adjuster is an independent adjuster who works for an independent adjusting firm, oftentimes coming from out of state. An adjuster very often may not have any authority to determine coverage for your loss. Rather, the assigned adjuster is there simply to document the nature of the loss and report these findings to the insurance company. The carrier will then make its determination concerning whether to cover your claim or not and what damages, if any, are owed under the policy.
While a homeowner may hire his or her own experts (e.g., plumbing, engineer, certified industrial hygienist, damages, etc.), the insured is generally not able to force the insurance company to perform a thorough and complete investigation. If you believe your homeowners’ property claim has been unfairly denied, please contact the Dallas insurance bad faith attorneys of Smith Kendall, PLLC at (214) 361-6124 for more information.
We have represented many insureds with the types of losses listed below, among various other types of loss:
If you’ve suffered a loss that is covered by your insurance policy, you should be able to receive the coverage outlined in that policy. Sadly, many insurers wrongfully underpay or deny coverage to their policyholders. You didn’t diligently pay premiums year after year only to have your coverage denied when you need to use it. Our Dallas residential insurance claims attorneys can help you communicate to your insurance company that you disagree with its decision and build a case for why you deserve the coverage outlined in your policy.
The attorneys at Smith Kendall, PLLC, have helped homeowners and businesses with their first-party property claims in Texas, Oklahoma, Florida, Oklahoma, Colorado, Arkansas, and other states for more than 15 years. If you suspect your property insurance claim has been wrongly denied or underpaid, or otherwise not paid timely, we may be able to help. You will not be charged for any consultations prior to entering into a contract with the firm. We represent the vast majority of our residential insurance clients on a contingent basis. This means you don’t owe us any money unless we recover new or additional funds from your insurance company.
At Smith Kendall, PLLC, we believe that your insurance company must be held accountable when it fails to live up to its end of the bargain under your insurance policy. Please contact our Dallas first-party residential insurance claims attorneys at (214) 361-6124 to discuss your case.