Disability insurance provides financial security to people unable to work by awarding them periodic payments that compensate a portion of their usual salary. Studies show that one in four workers will be unable to work at some point in their lives, usually due to illness, physical impairment, or mental diagnoses. For this reason, many people purchase disability insurance under the good faith belief that they will stay afloat financially should unfavorable health conditions arise. It can be devastating when insurance companies deny a disability insurance claim or use deceptive tactics to delay benefits without a reasonable basis. Insurance companies have a history of taking advantage of a disabled worker’s vulnerable position by employing deceitful tactics to avoid paying a fair claim.
If your disability insurer wrongly denies or delays your short-term or long-term disability insurance after you faithfully paid your monthly premiums, you may have a claim against them. Our Dallas disability insurance claim lawyers understand how vital these payments are to you and your family’s well-being. We have spent years fighting against disingenuous insurance companies for our clients. Do not hesitate to contact Smith Kendall, PLLC at (214) 361-6124 to speak to a member of our legal team and receive support and guidance about your claim.
Disability insurance policies are often riddled with complicated and ambiguous language intended to confuse the policy holder when they try to argue their denied claim. There are many other ways a disability insurer can employ bad faith tactics, including:
Disability insurers have a legal and ethical duty to handle claims with fairness and integrity. Many people depend on disability insurance as their only source of income in light of their inability to work. As such, insurers who wrongly deny claims without a reasonable basis should be held accountable.
Disability insurance is meant to provide assistance during a disabled worker’s time of need. Wrongful denial of a claim or use of deceptive tactics to avoid paying a claim can significantly hinder the healing process for a worker who is out of a job. If you are experiencing bad faith tactics from a disability insurer, our disability insurance attorneys at Smith Kendall, PLLC may be able to help you receive the benefits you deserve. Call our Dallas offices at (214) 361-6124 to discuss the details of your case.