Business owners and other non-residential insureds (e.g., churches) often experience large losses or damage to their insured building or business personal property after weather-related or man-made disasters. When a commercial property owner suffers such a loss, they must not only take care to ensure that the actual damages to the insured property are covered and properly paid for by the insurance company, but also that the underlying business itself survives the loss.
For large commercial losses, it is therefore important that you protect your investment by verifying that your insurer is living up to its end of the bargain. To do this, you must have access to experts who are familiar with causation, damages, insurance practices, and other areas. If the normal operations of your business are negatively affected by the loss, you may find it necessary to retain the services of a qualified CPA who specializes in or is familiar with the nuances of documenting and proving a loss of business income claim typically provided under the insurance policy’s business interruption coverage.
At Smith Kendall, PLLC, we have more than 15 years of experience in assisting commercial property owners with their first-party insurance claims. We will take a thorough and honest look at your case and advise you if your case would benefit from utilizing qualified experts who may assist in determining causation of the alleged damages as well as the proper scope and measure of damages on your loss. If you have questions, please contact our Dallas commercial property insurance claims lawyers at (214) 361-6124 to discuss your claim further.
Insurance policies for commercial property can cover a vast array of damages to the property, including:
When you suffer a covered loss, you expect your insurer to live up to the terms of your policy. Unfortunately, this is not always the way these situations work out; insurance companies regularly underpay or outright deny valid claims.
You pay large insurance premiums to insure your commercial property. Make sure the insurance company is adjusting your claim based on the severity of the actual damages, rather than focusing on the dollar amount of the covered loss. The commercial property insurance attorneys of Smith Kendall, PLLC, have worked with business clients for over 15 years in all types of loss throughout Texas as well as in Oklahoma, Florida, Oklahoma, Colorado, Arkansas, among other states. If you believe you are not being treated fairly by your insurance company, we may be able to help. We generally work on a contingency basis for large commercial property claims. In some instances, the insured may prefer to contract the law firm on an hourly basis, which we are open to discussing to determine if this is preferable.
Don’t allow your insurance company to threaten your business by unfairly adjusting or denying your commercial property insurance claim. Call our Dallas commercial property insurance claims attorneys at (214) 361-6124 to discuss your case. We don’t charge for an initial consultation and we represent most of our insurance clients on a contingency-fee basis. This means clients don’t owe us anything unless we recover money from the insurance company through a settlement or litigation.