Many apartment renters make the mistake of thinking their landlords have insurance on their complexes. While it is true that they may have certain kinds of insurance, such as protection in case a building burns down, it is unlikely that the items inside the building (the renters’ belongings) will be covered as well. Renters’ insurance exists to protect an apartment tenant’s property from theft, fire, or other disasters.
If your renters’ insurance claim was denied and you feel as though the insurance company acted in bad faith, the Dallas renters’ insurance lawyers at Smith Kendall, PLLC, are prepared to help you to seek the benefits which you are due. Contact us at 214-361-6124 to schedule a consultation with an experienced Dallas insurance lawyer.
Averaging approximately $19 a month, renters’ insurance is relatively inexpensive. Apartments in areas with higher crime rates are more expensive to cover. Ground level apartments are more costly to cover than apartments on the second story or above because they are more likely to be broken into.
In the unfortunate event that you need to make a claim on renters’ insurance, it helps to have some evidence of the items you lost. Keep receipts for expensive items in a safe place can help you prove your claim later on. Photographs of your belongings can also be submitted as evidence. If your renters’ insurance provider denies your claim despite your bookkeeping, they may be acting in bad faith.
If you have had a renters’ insurance claim denied or did not receive the amount you should have, an experienced Dallas renters’ insurance lawyer may be able to help. Contact Smith Kendall, PLLC by calling 214-361-6124 to learn more about your legal options.